I’m not sure if it is the lack of creativity or if companies think that they have something to gain from not advancing. The music industry that I wrote about earlier is not the only one.
Ever heard of mint or buxfer? In short they are free online budgeting software; they allow you to keep track of all your spendings and income and of course to analyse them afterwards.

They give you quite a nice idea on what you spend on what and how you manage to balance things out a bit. The downside of this is that you have to go to this website everytime you buy a chocolate bar to put in all the data. Another possibility is to give this totally unknown site the codes to your bankaccount. Very nice of course, and I do really believe that they will not use these codes to take my money to some far away island. Either way I don’t even give my codes to my mum, why would I hand them into a site that undoubtedly doesn’t spend half as much on security as my bank does.
Oh yeah my bank, why don’t they do this? Doesn’t their marketing department have bright ideas or are they affraid I’ll start cutting down on my spending and ruin the economy? Why can I get this stuff on several different free websites but not with the organisation that I pay to make profit with my money?
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